You asked: What is TPL car insurance Philippines?

What is the difference between TPL and comprehensive insurance?

In general, a comprehensive car insurance policy will cover you for a wide range of damages, injuries, and loss to your passengers, your vehicle, and other property. Third party car insurance is more restrictive, covering damage to other vehicles and their passengers, but typically not much else.

What is the difference between TPL and comprehensive insurance in the Philippines?

TPL provides compensation to the third party in case of an accident. Comprehensive car insurance can also be purchased for extra protection, but isn’t required by law. … It does not cover personal injury or death of the insured, or any injuries or death of family and employees.

How much is TPL LTO?

TPL Insurance LTO cost

TPL insurance has a fixed rate and is moderately less expensive than Comprehensive car insurance. It can range from PHP 650 – for private vehicles, to PHP 1,200 – for big trucks, depending on the type of vehicle you have.

Is TPL required in LTO?

Is Compulsory Third Party Liability Insurance Mandatory? Yes. Motorists are required to purchase TPL insurance before registering their vehicles with the LTO.

THIS IS FUNNING:  How long is the flight from Malaysia to Taiwan?

Do I need both comprehensive and third party insurance?

All greenslip insurers also provide comprehensive and third party property insurance. Third party property covers someone else’s property but not yours. Other insurers who do not offer CTP or green slip insurance may offer third party property insurance.


Average premium
Queensland $810
Tasmania $752

Does comprehensive insurance include Ctpl?

Comprehensive Car Insurance is optional car insurance that covers more than other insurance policies, meaning it can provide protection against more risks, aside from those included in the CTPL policy, such as loss, personal damages, and so much more.

What is the difference between comprehensive and third party fire and theft?

Fully comprehensive will cover all damage and injury to anybody involved in an accident. Third Party Fire and Theft will cover the costs of any damage or injury you cause to anybody else, it also covers your vehicle against accidental fire or theft.

Is comprehensive insurance mandatory in Philippines?

What is Comprehensive Insurance for Cars in the Philippines? True to its name, a comprehensive insurance for cars in the Philippines or “compre” is a more comprehensive type of policy compared to CTPL. It’s not mandatory, but it is highly recommended to buy one, especially if you use your vehicle everyday.

What is considered comprehensive coverage?

Comprehensive coverage helps cover the cost of damages to your vehicle when you’re involved in an accident that’s not caused by a collision. Comprehensive coverage covers losses like theft, vandalism, hail, and hitting an animal.